OnPoint Advice

Registered NZ Financial Adviser

Free Review for NZ Business Owners

Is Your Business Actually Covered? Most Owners Have Gaps They Don't Know About

Get a free insurance review - we compare major NZ insurers to find the right cover at the best price.

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We compare major NZ insurers - free, no obligation.

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We compare cover from major NZ insurers including

AIAPartners LifeFidelity LifeAsteron LifeChubb Life NZnibSouthern CrossVeroNZIAIGDelta InsuranceStar InsuranceAndoAA InsuranceTower

Business insurance is confusing - and getting it wrong is expensive

Most business owners are either under-insured (gaps they don't know about) or over-insured (paying for cover they don't need).

Policy wording is dense and full of exclusions. One missed clause can mean a declined claim when you need it most.

Renewals roll over automatically with price increases, and most owners never shop around or review their cover.

Meet Letisha Tan

“Hi, I'm Letisha - I help NZ business owners get better finance rates and the right cover. Here's how it works.”

Video coming soon - 30-second intro

How OnPoint Advice helps

Full cover review

We audit your current policies against your actual risks - identifying gaps, overlaps, and savings opportunities.

Multiple insurer quotes

We compare options from NZ's leading insurers so you get the right cover at the best price - not just whoever your bank suggests.

Claims advocacy

If something goes wrong, Letisha handles the insurer on your behalf so you can focus on your business.

What business owners say

We had no idea our business interruption cover was capped at 3 months. Letisha spotted it and fixed it before our flood claim. That saved our business.

Mike & Karen T.

Retail store owners, Christchurch

Switched from our bank's insurance to a policy Letisha found - better cover, $2,400 less per year. Wish we'd done it sooner.

David L.

Electrician, Hamilton

Registered NZ Financial Adviser
FSPR Registered
Free no-obligation advice

Frequently asked questions

What business insurance do I actually need?+

It depends on your industry, staff count, and assets. Common covers include public liability, material damage, business interruption, and statutory liability. We'll help you figure out exactly what's needed - nothing more, nothing less.

How much does business insurance cost?+

Premiums vary widely depending on your industry, turnover, and risk profile. A sole-trader cafe might pay $1,500/year while a construction company could pay $15,000+. We compare multiple insurers to find the best value.

Can you help if I already have a policy?+

Absolutely. We regularly review existing policies and often find gaps in cover or opportunities to save. A free review takes about 15 minutes.

What happens if I need to make a claim?+

Letisha acts as your advocate during the claims process. She liaises with the insurer on your behalf so you can focus on running your business.

Is the advice really free?+

Yes. As a financial adviser, Letisha is typically paid by the insurer - not by you. There's no cost and no obligation for a chat.

Ready to find out if you're properly covered?

Get a free insurance review from Letisha. She compares major NZ insurers and usually calls back within minutes during business hours.

Get my free insurance review
Get a free insurance review